/*
Theme Name: TodaysMortgage
Theme URI: https://todaysmortgage.us
Author: TodaysMortgage.us
Description: Modern New York-style mortgage rate theme: daily auto-updating Optimal Blue rates, calculators, video hub, sponsor ad slots and newsletter capture. Responsive for mobile and desktop.
Version: 1.2.1
Requires at least: 6.0
Requires PHP: 7.4
License: GPL-2.0-or-later
Text Domain: todaysmortgage
*/
:root{color-scheme:light;--navy:#0a1b3d;--ink:#14213d;--mut:#667085;--line:#e6e9f0;--bg:#f4f6fa;--blue:#0b5cff;--grn:#00a86b;--red:#e5384b;--head:"Plus Jakarta Sans","Inter",system-ui,sans-serif;--sans:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif;--serif:"Newsreader",Georgia,serif}
*{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--ink);font:15px/1.55 var(--sans);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;height:auto}a{color:var(--blue)}
.w{max-width:1180px;margin:0 auto;padding:0 20px}
.bar{background:var(--navy);color:#cfd8ee;font-size:12px}
.bar .w{display:flex;gap:24px;align-items:center;height:38px;overflow-x:auto;white-space:nowrap;scrollbar-width:none}.bar .w::-webkit-scrollbar{display:none}
.bar b{color:#fff;font-variant-numeric:tabular-nums}.bar .up{color:#ff7a88}.bar .dn{color:#3be0a3}.bar .fl{color:#9fb0d6}
.live{color:#fff;font-weight:700;letter-spacing:1px;display:flex;align-items:center;gap:6px}.live:before{content:"";width:8px;height:8px;border-radius:50%;background:#ff4d5e;animation:glow 1.8s ease-in-out infinite}
@keyframes glow{0%,100%{box-shadow:0 0 3px 1px #ff4d5e88}50%{box-shadow:0 0 9px 4px #ff4d5ee6,0 0 20px 8px #ff4d5e66}}
@media(prefers-reduced-motion:reduce){.live:before{animation:none;box-shadow:0 0 8px 3px #ff4d5eaa}}
.hd{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40}
.hd .w{display:flex;align-items:center;gap:30px;height:68px}
.logo{font:700 30px/1 "Barlow Condensed","Arial Narrow",sans-serif;text-transform:uppercase;letter-spacing:.8px;border-left:6px solid var(--blue);padding-left:10px;color:var(--navy);text-decoration:none;white-space:nowrap}.logo span{color:var(--blue)}
.pm{flex:1}.pm ul{display:flex;gap:26px;list-style:none;margin:0;padding:0}
.pm a{display:block;font:700 14px var(--head);color:var(--ink);text-decoration:none;padding:8px 0;border-bottom:3px solid transparent}
.pm li.current-menu-item a,.pm a:hover{border-color:var(--blue);color:var(--blue)}
.cta,.btn{display:inline-block;background:var(--blue);color:#fff;font:700 14px var(--head);padding:11px 18px;border-radius:999px;text-decoration:none;border:0;cursor:pointer;white-space:nowrap;text-align:center}
.btn.g{background:var(--grn)}.btn.w2{background:#fff;color:var(--blue)}.btn.sm{padding:9px 15px;font-size:13px}
.burger{display:none;background:none;border:0;width:44px;height:44px;margin-left:auto;cursor:pointer;padding:10px}
.burger i,.burger i:before,.burger i:after{display:block;width:24px;height:2.5px;background:var(--navy);border-radius:2px;position:relative;content:""}
.burger i:before{position:absolute;top:-7px}.burger i:after{position:absolute;top:7px}
.top{background:linear-gradient(180deg,#fff,var(--bg));padding:32px 0 10px}
.kick{font:800 11px var(--head);letter-spacing:1.4px;text-transform:uppercase;color:var(--blue)}
h1{font:800 40px/1.1 var(--head);letter-spacing:-1px;margin:6px 0;color:var(--navy)}
h2{font:800 22px/1.2 var(--head);letter-spacing:-.4px;margin:0 0 14px;color:var(--navy)}
h3{font:800 19px/1.25 var(--head);margin:0 0 4px;color:var(--navy)}
h4{font:700 17px/1.3 var(--serif);margin:0 0 3px}
.dek{color:var(--mut);margin:0 0 22px;font-size:16px}
.grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:26px;padding:6px 0 50px}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;box-shadow:0 1px 2px #0a1b3d0a,0 8px 24px #0a1b3d0a;margin-bottom:18px}
.hero{display:grid;grid-template-columns:1.1fr 1fr;gap:18px}.hero .card{margin-bottom:18px}
.big{font:800 96px/1 var(--head);letter-spacing:-4px;color:var(--navy);margin:8px 0 4px}.big small{font-size:40px;letter-spacing:0;color:var(--mut)}
.chip{display:inline-flex;font:700 13px var(--head);padding:4px 10px;border-radius:999px;background:#f1f2f5;color:var(--mut)}
.chip.up{background:#ffe9ec;color:var(--red)}.chip.dn{background:#dcf7ec;color:#007a4d}
.up{color:var(--red)}.dn{color:#007a4d}.fl{color:var(--mut)}
svg.sp{width:100%;height:96px;display:block;margin-top:14px}
.lbl{font:700 11px var(--head);letter-spacing:1.2px;text-transform:uppercase;color:var(--mut)}
.pills{display:flex;gap:8px;margin:14px 0 0;flex-wrap:wrap}.pills button{border:1px solid var(--line);background:#fff;border-radius:999px;padding:8px 14px;font:700 12px var(--head);color:var(--mut);cursor:pointer;min-height:36px}.pills .on{background:var(--navy);border-color:var(--navy);color:#fff}
.meter{height:6px;border-radius:3px;background:linear-gradient(90deg,var(--grn),#e8b923,var(--red));position:relative;margin:16px 0 8px}.meter i{position:absolute;top:-6px;width:4px;height:18px;background:var(--navy);border-radius:2px}
label{display:block;font:700 12px var(--head);color:var(--mut);margin:12px 0 5px}
input[type=text],input[type=email],input[type=number]{width:100%;border:1.5px solid var(--line);border-radius:10px;padding:12px;font:600 16px var(--sans);color:var(--ink);background:#fff}
input:focus{outline:2px solid var(--blue);border-color:var(--blue)}
.pay,.out{font:800 52px/1 var(--head);letter-spacing:-2px;color:var(--blue);margin:6px 0 2px}
.prods{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.src{margin:4px 0 22px}.prods .card{margin-bottom:0}
.prod .r{font:800 30px var(--head);letter-spacing:-1px;margin:4px 0 6px;color:var(--navy)}
.sec{margin-top:18px}
.tw{overflow-x:auto;-webkit-overflow-scrolling:touch}
table{width:100%;border-collapse:collapse;font-size:14px;font-variant-numeric:tabular-nums}
th{font:700 11px var(--head);letter-spacing:1px;text-transform:uppercase;color:var(--mut);text-align:left;padding:0 8px 10px;white-space:nowrap}
td{padding:14px 8px;border-top:1px solid var(--line)}td b{font:700 15px var(--head)}
.badge{display:inline-block;font:700 10px var(--head);letter-spacing:.8px;text-transform:uppercase;background:#e8f0ff;color:var(--blue);padding:3px 8px;border-radius:6px;margin:2px 0 0 6px}.badge.s{background:#f1f2f5;color:var(--mut)}
.nmls{display:block;color:var(--mut);font-size:12px}
.tabs{display:inline-flex;background:#e9edf5;border-radius:999px;padding:4px;margin-bottom:20px;max-width:100%;overflow-x:auto}
.tabs button{background:none;border:0;padding:10px 18px;font:700 13px var(--head);color:var(--mut);cursor:pointer;border-radius:999px;white-space:nowrap}.tabs button.on{background:#fff;color:var(--navy);box-shadow:0 1px 4px #0a1b3d22}
.sub{display:none}.sub.on{display:block}.g2{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.news{display:grid;grid-template-columns:1.3fr 1fr;gap:18px}.news .card{margin:0}
.feat{border-radius:16px;min-height:220px;background:linear-gradient(135deg,#0a1b3d,#0b5cff) center/cover;color:#fff;padding:22px;display:flex;flex-direction:column;justify-content:flex-end;text-decoration:none}
.feat .kick{color:#9ec0ff}.feat h3{font:700 26px/1.2 var(--serif);margin:6px 0 0;color:#fff}
.item{display:flex;gap:12px;padding:12px 0;border-top:1px solid var(--line)}.item:first-child{border:0;padding-top:0}
.item i{flex:none;width:64px;height:64px;border-radius:10px;background:linear-gradient(135deg,#dce8ff,#f0f4ff) center/cover}.item h4 a{color:var(--ink);text-decoration:none}.item p{margin:0;color:var(--mut);font-size:12.5px}
.lead{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 20px;display:flex;justify-content:space-between;align-items:center;gap:14px;margin:18px 0}
.adw{margin-bottom:18px;border-radius:16px;overflow:hidden}.adw small{display:block;text-align:center;font-size:9px;letter-spacing:1px;text-transform:uppercase;color:#98a2b3;padding:4px}
.promo{background:linear-gradient(135deg,#0b5cff,#2f7bff);color:#fff;padding:22px;display:flex;flex-direction:column;gap:6px;min-height:200px;justify-content:center;border-radius:16px}
.promo.row{flex-direction:row;align-items:center;justify-content:space-between;min-height:0}.promo b{font:800 22px/1.15 var(--head)}.promo span{opacity:.9;font-size:14px}.promo .btn{align-self:flex-start;margin-top:6px}
.nl{background:var(--navy);color:#fff;border-radius:16px;padding:22px;margin-bottom:18px}.nl h3{color:#fff;font-size:22px;margin:6px 0}.nl p{color:#b8c4e0;margin:0 0 10px;font-size:14px}.nl .kick{color:#7fb0ff}.nl label{color:#b8c4e0}
.nl input[type=email]{border-color:transparent}.nl .btn{width:100%;margin-top:10px}.nl small{color:#8ea0c8;font-size:11px;display:block;margin-top:8px}.nl .msg{font-size:13px;margin-top:8px;min-height:18px;color:#7ff0c0}.hp{position:absolute;left:-9999px}
.stick{position:sticky;top:84px}
.vgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.vgrid.v3{grid-template-columns:repeat(3,1fr)}
.vcard{text-decoration:none;color:var(--ink);display:block}.vt{position:relative;aspect-ratio:16/9;border-radius:12px;background:linear-gradient(135deg,#0a1b3d,#0b5cff) center/cover;overflow:hidden;margin-bottom:8px}
.pb{position:absolute;left:50%;top:50%;width:52px;height:52px;margin:-26px 0 0 -26px;border-radius:50%;background:#ffffffee;box-shadow:0 4px 14px #0004}.pb:after{content:"";position:absolute;left:21px;top:16px;border-left:16px solid var(--blue);border-top:10px solid transparent;border-bottom:10px solid transparent}
.vcard h4{font:700 15px/1.3 var(--head)}.vcard:hover h4{color:var(--blue)}
.chips{display:flex;gap:8px;flex-wrap:wrap;margin:0 0 18px}.chips a{font:700 12px var(--head);padding:8px 14px;border-radius:999px;background:#fff;border:1px solid var(--line);color:var(--mut);text-decoration:none}.chips a.on,.chips a:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.vp{position:relative;aspect-ratio:16/9;border-radius:16px;overflow:hidden;background:#000 center/cover;margin-bottom:18px}.vp iframe,.vp video{position:absolute;inset:0;width:100%;height:100%;border:0}.vp .play{position:absolute;inset:0;width:100%;border:0;background:transparent;cursor:pointer}
.entry p,.entry li{font-size:17px;line-height:1.75}.entry h2{margin-top:28px}
.slide{position:fixed;right:20px;bottom:20px;width:350px;max-width:calc(100% - 24px);z-index:99;display:none}.slide.on{display:block}.slide .nl{margin:0;box-shadow:0 14px 44px #0a1b3d66;padding-right:40px}
.slide .x{position:absolute;right:8px;top:8px;width:36px;height:36px;border-radius:50%;background:#ffffff22;border:0;color:#fff;font-size:22px;cursor:pointer;z-index:2}
footer.ft{background:var(--navy);color:#9fb0d6;padding:26px 0 34px;font-size:12px}footer.ft a{color:#cfd8ee;margin-right:14px}
@media(max-width:900px){
.grid,.hero,.news,.g2{grid-template-columns:minmax(0,1fr)}.vgrid,.vgrid.v3{grid-template-columns:1fr 1fr}.prods{grid-template-columns:1fr 1fr}
.hd .w{gap:10px;height:60px}.logo{font-size:26px;border-left-width:5px}.cta{display:none}.burger{display:block}
.pm{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 20px 30px #0a1b3d22;display:none;padding:6px 20px 16px;max-height:calc(100vh - 70px);overflow:auto}
.pm.open{display:block}.pm ul{flex-direction:column;gap:0}.pm a{padding:16px 0;border-bottom:1px solid var(--line);font-size:17px}
h1{font-size:30px}.big{font-size:76px}.stick{position:static}.top{padding-top:24px}.card{padding:18px}
.slide{left:12px;right:12px;bottom:12px;width:auto;max-width:none}
}
@media(max-width:560px){.prod .r{font-size:26px}.prod .lbl{font-size:10px;letter-spacing:.5px;white-space:nowrap}.prods .card{padding:16px}.vgrid,.vgrid.v3{grid-template-columns:1fr}.lt th:nth-child(3),.lt td:nth-child(3),.lt th:nth-child(4),.lt td:nth-child(4){display:none}.lt td{padding:12px 6px}.lt .btn{padding:9px 12px}.promo.row{flex-direction:column;align-items:flex-start}.lead{flex-direction:column;align-items:flex-start}.pay,.out{font-size:44px}.w{padding:0 16px}.big{font-size:68px}}