LIVE RATES 30-Yr 7.20% ▼0.03 15-Yr 6.53% ▼0.19 FHA 7.03% ▼0.05 VA 6.87% ▼0.03 Jumbo 7.27% ▼0.21
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TodaysMortgage

How We Make Money

TodaysMortgage.us is an independent, advertising-supported website. We’re committed to being fully transparent about how we earn revenue — because you deserve to know.

Advertising
We display paid advertisements from mortgage lenders, financial services companies, and other advertisers. Advertisers pay us to show their ads on our site. The presence of an ad does not mean we endorse that company’s products or services.

Affiliate Referrals
When you click certain links on TodaysMortgage.us — such as “Get my best rate” or lender listings — and complete an application or purchase, we may receive a referral fee from that lender or financial services provider. This is called an affiliate commission. We participate in affiliate programs including Commission Junction (CJ Affiliate) and direct lender partnerships.

Does Compensation Affect Our Content?
No. Our editorial team operates independently from our business side. The mortgage rates we display come directly from Optimal Blue OBMMI™ — a third-party data source — and are not influenced by which lenders advertise with us. Our articles, guides, and calculators are written to inform readers, not to steer them toward any particular advertiser.

Lenders and advertisers do not review or approve our editorial content before it is published. We do not accept payment to write favorable reviews or coverage.

What We Don’t Do
We do not sell your personal information to lenders or third parties.
We do not accept payment to alter our rate data.
We do not guarantee any particular rate or loan approval.