This Legal Notice governs your use of TodaysMortgage.us and supplements our Terms of Use and Privacy Policy.
Not a Lender or Broker
TodaysMortgage.us is not a mortgage lender, mortgage broker, bank, or financial institution. We do not originate, process, or approve mortgage loans. We do not collect mortgage applications. We are a media and information company that publishes mortgage rate data, educational content, and lender comparisons.
Not Financial Advice
Nothing on this website should be construed as financial, legal, or tax advice. The information provided is for general educational purposes only. You should consult a licensed mortgage professional, financial advisor, or attorney before making any mortgage or real estate decision.
Rate Data Disclaimer
Mortgage rates displayed on this site are sourced from Optimal Blue OBMMI™ and represent national daily averages of actual locked loan transactions. They are not quotes, offers, or commitments to lend. Your actual rate will depend on your credit score, loan-to-value ratio, income, debt, property type, and the lender you choose.
Governing Law
This site is operated from the State of California, United States. These terms and your use of this site are governed by the laws of the State of California, without regard to its conflict of law provisions.
NMLS Disclosure
TodaysMortgage.us is not licensed by the Nationwide Multistate Licensing System (NMLS). We are not a mortgage lender or broker and do not require an NMLS license to operate as an information and media site. Lenders listed or linked on our site may be NMLS-licensed; please verify their licensing directly.